Pegged currencies look fixed but aren't always. BGN is hard-pegged to EUR at 1.95583 (and has been for years). DKK and HKD are pegged within bands. But the relationship can change overnight — the Swiss Franc cap was abandoned suddenly in 2015. Don't assume a peg holds for the future just because it held last year. EUR-cross compounds error. Every conversion routes via EUR (USD → JPY = USD/EUR × EUR/JPY). Tiny rounding errors in two rates compound on illiquid pairs. The result is fine for ballpark; not fine for accounting. Mid-rate ≠ what you get. The published "mid-rate" is the midpoint between buy and sell. Your bank quotes a buy price and a sell price; the spread between them is their margin. Card networks add another 1–3% on top. Expect to receive 1–4% less than the mid-rate quoted here. Inflation-driven currencies move fast. ARS (Argentine Peso), TRY (Turkish Lira) and similar can move 5–10% in a month. A snapshot rate dated three months ago could be quite wrong. Treat the date label seriously. Cash vs digital differ. Tourist cash bureaus, ATM withdrawals abroad, and card transactions each have different rate structures. The "mid-rate" applies most closely to bank transfers and FX-desk trades; cash conversion in an airport is typically 5–10% worse.

Currency Converter

Convert between 50+ currencies with reference rates as of a known date. No live API, no tracking — useful for quick freelance estimates and quotes. Always verify before invoicing.

Quick pairs:

From Amount

To Amount

What this is — and isn't

This is a quick reference currency converter. You pick a source currency, pick a target, enter an amount, and the tool divides by the source's EUR rate and multiplies by the target's EUR rate. That's it. The rates are hard-coded in the page — there is no network call, no API key, no tracking.

It is not a forex terminal. The rates were correct on the date shown beneath the result and are updated roughly quarterly. Real bank rates move every second and include a margin (typically 0.5–3% for retail, much tighter on FX desks), card-network fees, and weekend mark-ups. Before invoicing a client or sending an actual payment, look up the current rate from your bank, Wise, or a public FX feed.

Why we don't fetch live rates

Almost every "free" live-rate API in the wild logs the IP, referrer, and currency pair you queried. For a tool meant to be useful to freelancers checking quote ballparks all day, that's a metadata leak that compounds: each refresh is one more data point about your client mix and your typical contract size sitting in someone's database. A static reference table avoids the problem completely — your queries never leave the browser. The tradeoff is accuracy: don't blindly trust the result for transactions.

Common gotchas

Pegged currencies look fixed but aren't always. BGN is hard-pegged to EUR at 1.95583 (and has been for years). DKK and HKD are pegged within bands. But the relationship can change overnight — the Swiss Franc cap was abandoned suddenly in 2015. Don't assume a peg holds for the future just because it held last year.
EUR-cross compounds error. Every conversion routes via EUR (USD → JPY = USD/EUR × EUR/JPY). Tiny rounding errors in two rates compound on illiquid pairs. The result is fine for ballpark; not fine for accounting.
Mid-rate ≠ what you get. The published "mid-rate" is the midpoint between buy and sell. Your bank quotes a buy price and a sell price; the spread between them is their margin. Card networks add another 1–3% on top. Expect to receive 1–4% less than the mid-rate quoted here.
Inflation-driven currencies move fast. ARS (Argentine Peso), TRY (Turkish Lira) and similar can move 5–10% in a month. A snapshot rate dated three months ago could be quite wrong. Treat the date label seriously.
Cash vs digital differ. Tourist cash bureaus, ATM withdrawals abroad, and card transactions each have different rate structures. The "mid-rate" applies most closely to bank transfers and FX-desk trades; cash conversion in an airport is typically 5–10% worse.

When this tool is useful

Drafting a freelance quote for a client in another country and you want a ballpark in your home currency.
Reading a foreign-currency invoice and quickly checking whether it's roughly what you expected.
Comparing prices on two sites listed in different currencies.
Sanity-checking that a wire transfer landed in the right ballpark after spread.

It is not useful for: hedging, FX trading decisions, tax filings (use the rate published by your tax authority for the relevant date), or anything where being off by 1–3% matters.